Unsecured Consolidation Loans for Everybody

Unsecured consolidation loans are the result which a set of financial techniques comes to. These kinds of loans are meant to help those people who need to find a solution for getting out of debt. All the measures financial experts take are supervised and corroborated by a debt assistance team. This is made out of very well trained specialists. These are people dedicated to their jobs and persevering in their fields of work.

How does this work?

Financial affairs work as a whole. Loans imply an analysis of the customer’s financial situation. Experts take a look at people’s debts and decide what the next step is. They examine the customer’s income and his or her budget. Afterwards they search for the proper solution, for people who want to get out of debt. It is important to make sure each customer receives something matching his or her needs.

Unsecured consolidation loans are meant for all the people who have debts. These loans are just like other loans, with the difference that they are unsecured, meaning that they do not require collateral. Lenders are willing to provide loans for people with debts, so that customers can pay all the debts they have and remain with one reasonable monthly payment.

The solutions debt consolidation companies are providing have proven useful to all many customers. Basically what financial experts do is take all debts, calculate what a person owes and give that person a loan to cover the debt up. Hence the customer will have one single reduced payment each month, with a reduced rate of interest. This is why Blessington Steven recommends this company which provides unsecured consolidation loans.

Information Security Awareness Training – External Storage Formats

Backup copies recently are very important to make your bussines successful an safe. There are many different ways how to store backup copies.

The safest way from information security awareness viewpoint, of course, is save these copies on external storage devices and put it as far as possible away from your office.

Here are some devices from which you can choose the best for your backup copies!

*Floppy Disc

A floppy disc is a data storage device that is composed of a disc of thin, flexible (“floppy”) magnetic storage medium encased in a square or rectangular plastic shell. Floppy discs are read and written by a floppy disk drive or FDD.

Capacity: 1,44 MB (3½-inch disc), 1.2 MB (5¼-inch disc)

Problems: There can be saved only low capacity files! To make backups for all files you need hundreds of floppy discs! Sometimes they just broken and all information on them lost!

*Zip Disc

Similar to a floppy disc, but slightly larger. Cannot be used in the same slot that is used for floppies, and also higher capacity Zip discs must be used in a drive with at least the same capacity ability.

Capacity: 100MB – 750MB

Problems: Discs are inconvenient for use because there are different size of discs and also different size of disc drive! They also not so diffuse as other storage devices!

*CD-RW

Short for CD-ReWritable disc, a type of CD disc that enables you to write onto it in multiple sessions. CD-RW media can only be written in a CD-RW recorder, not in a simple CD recorder, though a CD-RW recorder can also record standard CD-R discs.

Capacity: up to 700MB

Problems: You need to buy a CD-RW drive if your computer doesn’t come with one, but in nowadays most of computers include this drive! CD discs is easy to damage!

*DVD-RW

Short for DVD-ReWritable, a re-recordable DVD format similar to DVD+RW. The data on a DVD-RW disc can be erased and recorded over numerous times without damaging the medium.

Capacity: up to 4,7GB

Problems:You need to buy a DVD-RW drive if your computer doesn’t come with one! DVD discs is easy to damage!

*USB Flash

A small, portable flash memory card that plugs into a computer’s USB port and functions as a portable hard drive. USB flash drives are touted as being easy-to-use as they are small enough to be carried in a pocket and can plug into any computer with a USB drive – you don’t need special recorder device.

Capacity: 128MB – 8GB

Problems: Because of there size USB flash is easy to misplace! Keep this device with backup copies in safe and, for you, well known place.

*Removable Hard Disc

A type of disc drive system in which hard disc are enclosed in plastic or metal cartridges so that they can be removed like floppy discs. Removable disc drives combine the best aspects of hard and floppy discs. They are nearly as capacious and fast as hard discs and have the portability of floppy discs.

Capacity: up to 20GB

Problems: All information are saved to one device, so if something bad happen with this one device, all information also is endangered! So better make more than one backup copy.

Information Security Awareness Training – E-Commerce And Security

More and more peoples in there daily life use computer to make things that previously they do without computer, for example, buy and sell! Of course, its takes less time and can be done from home, but not so offten peoples thinking about: how safe it is! And from other side seller invent, that he want to start e-commerce, but he not sure what it is and how its works!

This article is for both side…For understanding, how e-commerce mechanism works and how do this cooperation safer!

What is E-commerce?

Electronic commerce or ecommerce is a term for any type of business, or commercial transaction, that involves the transfer of information across the Internet or other network.(monstercommerce.com)

Different types of E-commerce.

*B2B (Business-to-Business) is a from of electronic commerce in which companies doing business with each other such as manufacturers selling to distributors and wholesalers selling to retailers. Pricing is based on quantity of order and is often negotiable.

*B2C (Business-to-Consumer) is a form of electronic commerce in which products or services are sold from a firm or company to a consumer. This selling usually happened through catalogs, e-shops!

*B2E (Business to Employee) is a form of electronic commerce which is more commonly known as an “Intranet”. A basic focus of business is the employee, rather than the consumer! Usually it is some kind of portal for everyone within an organization. This portal is designed to include not only everything that an employee might hope to find on an intranet, but also any personal information and links that the employee might want.

*C2C (Consumer-to-Consumer) is a form of electronic commerce in which involves the electronically-facilitated transactions between consumers through some third party. A common example is the online auctio, in which a consumer posts an item for sale and other consumers bid to purchase it; the third party generally charges a flat fee or commission.

There are also other types of E-commerce, for example, G2G (Goverment-to-Goverment), G2B (Goverment-to-Bussines) and other which are connected to government, but these four are the main.

E-commerce and security

How we already know that to make e-commerce we need computer and of course – systems. Any system which provide any type of e-commerce need to answer four requirements:

*privacy: information must be kept from unauthorized parties.

*integrity: message must not be altered or tampered with.

*authentication: sender and recipient must prove their identities to each other.

*non-repudiation: proof is needed that the message was indeed received.

These requirements is needed to make safe cooperation between service provider and customer, and, of course, prevent third side interference!

How execute these requirements?

To execute these requirements you can choose one or some of the different suggestions:

*PKI – Public Key Infrastructure – to provide privacy and authentication.

*Digital Signature – to provide authentication and integrity.

*SSL – Secure Socket Layer – to provide privacy and authentication.

*Time Stamp and others.

For now, most popular solution in e-commerce security is Secure Socket Layer or SSL. It is so because its merge the best attributes from PKI. SSL uses PKI and Digital Certificates to ensure privacy and authentication.

The procedure is something like this: the client sends a message to the server, which replies with a digital certificate. Using PKI, server and client negotiate to create session keys, which are symmetrical secret keys specially created for that particular transmission. Once the session keys are agreed, communication continues with these session keys and the digital certificates. (ecommerce-digest.com)

To known that this page is secure with SSL, you need just look to the address bar: if the address begins with “https” and there is padlock icon at the bottom of the page, than you can be sure that this page is safer than other! Why safer,but not totally safe? Because totally safe web pages didn’t exist!

Most of e-commerce provider leave the mechanics of security to hosting company or IT staff, but for each who want to start e-commerce, is important known how it works and whats responsibilities are asked from this side!